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✨ 30-Year FHA Fixed Rate Loan* Lower your payments with a temporary 2/1 rate buydown on a 30-year FHA fixed-rate loan* and up to 3% in closing costs** with the use of M/I Financial, LLC. This offer is available on select homes in Colony at Cole Springs and Willow Springs that can close in 2026. , Year 1: 3.25% Rate* / 5.955% APR* , Year 2: 4.25% Rate* / 5.955% APR* , Years 3-30: 5.25% Rate*/ 5.955% APR* ✨ 30-Year Conventional Fixed-Rate Loan*** Lower payments with a temporary 2/1 rate buydown with a 30-year conventional fixed-rate loan*** and up to 3% in closing costs** with the use of M/I Financial, LLC. This offer is available on select homes in Colony at Cole Springs and Willow Springs that can close in 2026. , Year 1: 3.875% Rate*** / 5.880% APR*** , Years 2: 4.875% Rate***/ 5.880% APR*** , Years 3-30: 5.875% Rate*** / 5.880% APR*** ✨ Build Your Dream Home and You Can: , Lock in a long-term rate of 6.25%†/ 7.012% APR† on a 30-year FHA fixed-rate loan on homes that can close by May 28th, 2027. - OR- , Lock in a long-term rate of 6.25%††/ 6.297% APR†† on a 30-year Conventional fixed-rate loan on homes that can close by May 28th, 2027. Participating communities: Colony at Cole Springs, Willow Springs