REALTOR® Tool
Mortgage Calculator
Build buyer quotes in seconds. PITI breakdown, affordability analysis, and a year-by-year amortization schedule — all configured with Austin-area defaults (1.8% property tax, 0.35% insurance, 0.5% PMI when down payment is under 20%).
Estimated Monthly Payment
$3,141
Loan amount $360,000 · LTV 80%
Principal & Interest$2,334.95
Property tax$675.00
Insurance$131.25
Total PITI$3,141
P&I 74%Tax 21%Ins 4%
Estimates only. Actual rates, taxes, insurance, and PMI vary by lender, property, and borrower profile. Not a loan offer, pre-approval, or guarantee. Confirm all figures with a licensed lender before relying on them in a purchase decision.